We realize that protecting the future of your agency is a major priority. As your Association, we also want to provide you with the security of knowing that you are getting the best overall E&O value in the marketplace – not just a policy, but a comprehensive program. Our members have access to broad coverages at competitive pricing through our E&O insurance program.


For 35 years, the Big "I" Professional Liability Program underwritten by Westport Insurance Corporation, a member of Swiss Re Corporate Solutions (rated A+ Superior by AM Best), has been the premiere choice of IIABA member agents for insurance agents and brokers E&O insurance. We offer not just a policy, but a comprehensive program for insurance agents. Our member agents and brokers nationwide look to the program for stable rates and a long-term market that they can rely on to protect their greatest assets--their businesses. This program is exclusive to Big "I" members only.

Working with our partners at Swiss Re Corporate Solutions, we have created one of the strongest coverage forms in the marketplace.



Review our policy form and you will see these are just a few of the coverage benefits of the Swiss Re policy:

  • Coverage for the sale of both Property/Casualty and Life and Health insurance products
  • Limits of liability up to $30 million
  • Broad definition of covered professional services and activities
  • Comprehensive definition of who is an insured
  • Aggregate deductibles
  • Defense cost outside the limits
  • Available first dollar defense
  • Full prior acts available
  • No contractual liability exclusion
  • Coverage for punitive damages (where available by state)
  • Multiple extended reporting period options
  • True worldwide protection
  • Coverage for advertising, libel and slander
  • Catastrophe Expense $25,000 per policy period
  • Subpoena Coverage $10,000 per policy period
  • 1st Party Personal Data Breach (Cyber) $25,000 per policy period
  • 3rd Party Personal Data Breach (Cyber) $1,000,000 sublimit
  • Deductible reduction up to $12,500 per claim for risk management activities


The only P/C insurance agents and brokers E&O program in the marketplace that contributes a percentage of every premium dollar to the funding of important advocacy efforts of the IIABA.

  • State associations that serve to assist you should a claim arise
  • An exclusive policy form and premium credits filed on a Risk Purchasing Group basis to give Big I members coverage tailored to their needs
  • Competitive pricing supported by a critical mass of premium volume to maintain rate stability
  • A partner in Swiss Re Corporate Solutions, a member of the Swiss Re Group, rated A+ Superior by AM Best
  • Loss prevention materials to reduce the chance of a claim and improve business processes
  • E&O Risk Management Website
  • E&O Claims Advisor, a periodic E&O risk management newsletter available only to Swiss Re policyholders, providing valuable information to all positions in the agency
  • A Professional Liability Committee comprised of IIABA member agents to oversee and recommend enhancements to the program to meet the ever-changing needs of agents


Learn how to save up to 20% on your agency's E&O premium by taking advantage of risk management premium credits! Swiss Re Corporate Solutions has a risk management credit program that allows your agency to save up to 20% on your E&O premium. Credits are applicable for two consecutive policy terms.


Complete an E&O Risk Management Class for a 10% Credit

A 10% credit on your Westport E&O premium may be earned by attending an approved 3-hour risk management seminar prior to your policy anniversary (or within 30 days after your policy inception/renewal date). The number of agency staff required to attend is based on agency size. The credit is applicable for two consecutive policy terms. To determine your specific requirement, refer to the chart below.

Agency Staff Size Total Required Attendees 
 12+25% of staff (max 15 sttendees) 
 *Part time = 1 staff count*At least 1 active owner/partner must attend 

Earn Additional Credits

Earn an additional 10% discount by completing two of the three options listed below. The following additional credits are available, up to a maximum total risk management credit of 20 percent:

➤ 50% or more of staff attendance = 5% credit available

➤ Agency use of a coverage checklist = 5% credit available

➤ Voluntary website review by an approved reviewer with findings implemented = 5% credit available

Need to pay for your policy? Use the link below. 

Questions? Please reach out to our Insurance Programs Director, Kate Langford, at 410-766-0600 or

Contact Information:

Big I Maryland

2408 Peppermill Dr., Ste A

Glen Burnie, MD. 21061

P: 410-766-0600


@ 2023 Independent Insurance Agents of Maryland, Inc