Personal Umbrella Policy Features

RLI's PUP stands atop the existing homeowner and auto insurance to provide an extra layer of personal liability protection for the insured and their family. With RLI's PUP program, the insured can maintain their auto or home coverage with any company they choose, provided they agree to maintain the mandatory minimum underlying coverage limits. See application for underlying coverage requirements. 

• Limits up to $5 million available 
• Excess UM/UIM available in all states
• The insured can keep their current homeowner/auto insurer
• New drivers accepted - no age limits on drivers
• Up to one DWI/DUI per household allowed
• Auto limits as low as 100/300/50 in certain cases
• Competitive, low premiums for increased limits of liability 
• Simple, self-underwriting application that lets you know immediately if the insured is accepted
• E-signature and credit card payment options
• Immediate coverage available in all 50 states plus D.C.

Eligibility Requirements

The applicant qualifies through a series of questions on the self-qualifying/underwriting application. Refer to the application for the underlying limits requirements. 

How Do I Submit New Business?

Become an RLI Sub-Producer

To start selling RLI PUP, you must complete the IBSC sub-producer agreement + RLI portal access form and email to Kate Langford at kate@bigimd.com. 

If you're already an RLI Sub-Producer

Get direct access to quote new business, check existing policies, obtain forms, direct bill payment and to submit new business online quickly and easily via eSignature through the RLI PUP Access System. Go to myportal.rlicorp.com. If you need to have a password reset, please contact Kate Langford at kate@bigimd.com.  

Producer Tools & Resources

• RLI Portal
• Free marketing tools from RLI
• Personal Umbrella Offer & Decline Form
• PUP Underwriting Information
• Helpful Hints
• Insurer Credentials
• Sample Personal Lines Coverage Checklist
• Underlying Limits & Underlying Auto Limits Statement