RLI Home Business Insurance

Big I Maryland members can provide their clients with the RLI Home Business Insurance (HBI) policy, offering essential protection against risks associated with home-based business activities that standard homeowners or renters policies typically exclude. Designed for more than 100 eligible business classes, the HBI policy is written on an ISO BOP form, ensuring comprehensive protection for home-based businesses.

Explore RLI Home Business Insurance

  • Easy self-underwriting application
  • Provides coverage for over 145 classes of small retail & service type home-based businesses
  • Direct bill at new business and renewal via credit card and ACH
  • General Liability Coverage up to $1M
  • Up to $100,000 (varies by state of risk) comprehensive coverage for business personal property both on and temporarily off-premises
  • Up to $5,000 per person for medical payments to customers injured on the insured’s premises
  • Optional coverage available for Additional Insureds, Money & Securities, Electronic Data Processing Equipment (varies by state of risk)
  • Competitive premiums with no cumbersome rate calculations 
  • No minimum production quotas are required
Become an RLI Sub-Producer: To start selling RLI HBI, you must complete the IBSC sub-producer agreement + RLI portal access form and email to Kate Langford at kate@bigimd.com.
If you’re already an RLI Sub-Producer: Get direct access to quote new business, check existing policies, obtain forms, direct bill payment and to submit new business online quickly and easily via eSignature through the RLI HBI Access System. Go to myportal.rlicorp.com. If you need to have a password reset, please contact Kate Langford at kate@bigimd.com.

For additional information or questions:

Our Insurance Department is here to help you with any questions you may have. For support, Contact Insurance Programs Director, Kate Langford: