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Commercial Umbrella

Penn National Agent's umbrella program

Written by agents for agents!

Key features:

  • Commercial Umbrella coverage built to automatically include Agents/Brokers E&O
  • Marketed exclusively through producer associations
  • Designed to accept agents and brokers with a broad range of producer activities
  • Competitive pricing
  • Up to $20M limits available
  • Coverage for Agents/Brokers built to follow form over standard primary E&O policy coverages
  • Minimum primary coverage required GL/BOP and Agents/Brokers E&O

Coverage can Include:

  • Excess Employers Liability in all states other than NY
  • Excess Employee Benefits Liability
  • Mutual Fund or Variable Annuities coverage

Options to Include:

  • Up to $5M Personal Umbrella limits for entity principals (except TX and WI)
  • Up to $2M excess EPLI limits

Underwriting Requirements:

>> Agency should be in business for more than three years. If less than three years, a résumé of each partner, owner, and officer should be provided, and agency is not eligible for Staff rating.

>>The program does not drop down and provide coverage excess of sub-limits, unless specifically scheduled.

>>Umbrella coverage does not extend to Fiduciary Liability, Directors and Officers Financial Investment Securities or Cyber Liability.

>>Higher limits are required if defense is within the limits.

Let's Get Started!

Email application & underlying policy dec pages to: 

Maria Toney

Senior Account Executive



2408 Peppermill Dr., Ste A

Glen Burnie, MD. 21061

(P) 410.766.0600

Email: info@BigIMD.com


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