• March 27, 2020 2:26 PM | Rebekah Langford (Administrator)

    Vote on relief package follows Senate approval of measure earlier this week.

    WASHINGTON, DC, March 27, 2020— The Independent Insurance Agents & Brokers of America (the Big “I”) thanks the U.S. House of Representatives for passing the Coronavirus Aid, Relief and Economic Security (CARES) Act, which would provide significant funding to fight coronavirus, or COVID-19, while also providing immediate relief to individuals and small businesses all over the country.

    “The Big ‘I’ commends the House, and especially Speaker Pelosi (D-California) and Leader McCarthy (R-California), for their swift action to help individuals and small businesses,” says Bob Rusbuldt, Big “I” president & CEO. “We are grateful that the House leaders were able to work together to pass this important legislation by voice vote so quickly after the Senate passage to bring this legislation closer to becoming law. The CARES Act includes significant funding to keep Americans healthy while also providing small businesses with immediate tax relief and access to capital. The $350 billion in small business loans, which would be forgiven if certain criteria are met, will prevent countless workers from losing their jobs and be vital in keeping businesses afloat. We now urge President Trump to sign this package as soon as possible.”

    The majority of Big “I” members and many of their clients are small businesses and have been deeply affected by government closures and other restrictions, labor force limitations, supply chain interruptions and the curtailment of ordinary activities. This bipartisan agreement between the Trump Administration and congressional leaders would provide approximately $2 trillion in funding to fight COVID-19, keep businesses open and provide individuals with financial assistance. In addition to providing $350 billion in small business loans, the CARES Act would also allow employers to delay the payment of their 2020 payroll taxes until 2021 and 2022, leading to approximately $300 billion of extra cash flow for businesses.

    “The CARES Act is urgently needed to mitigate the damage that the COVID-19 crisis has already caused,” says Charles Symington, Big “I” senior vice president of external, industry and government affairs. “As the pandemic and the federal government’s response continue to develop, the Big ‘I’ remains committed to working with the Trump Administration, Congress, our colleagues in the insurance market, and other stakeholders to identify and implement solutions to help businesses and consumers who are dealing with the ongoing health and economic challenges caused by COVID-19.”

    Founded in 1896, the Independent Insurance Agents & Brokers of America  (the Big “I”) is the nation’s oldest and largest national association of independent insurance agents and brokers, representing more than 25,000 agency locations united under the Trusted Choice® brand. Trusted Choice independent agents offer consumers all types of insurance—property, casualty, life, health, employee benefit plans and retirement products—from a variety of insurance companies.

  • March 18, 2020 4:20 PM | Rebekah Langford (Administrator)

    BALTIMORE – The Maryland Insurance Administration is receiving a high volume of inquiries about Business Interruption insurance.

    Business Interruption coverage is typically triggered under a commercial insurance policy when a covered risk / peril causes physical damage to the insured premises resulting in the need to shut down business operations.  For example, if a fire damages a business and the business cannot operate during repairs, business interruption coverage would be available subject to the terms and limits in the policy.

    Most policies require a waiting period of 24 to 72 hours before coverage begins and coverage continues for the reasonable period of time to restore the property and reopen, subject to the coverage limit of liability.  Some commercial policies provide Business Interruption coverage when a business is shut down due to an Order by a civil authority.  However, the policy still typically requires a physical loss from a covered peril as the underlying cause of the business shut down to apply.

    All insurance policies have exclusions of coverage for risks that are too great to be underwritten at an affordable price.  For example, commercial and personal property insurance policies typically contain specific exclusions for loss or damage caused by war, nuclear action and radiation.  The potential loss costs from such perils are so extreme that providing coverage would jeopardize the financial solvency of property insurers. Global pandemics like COVID-19 usually fall into this category. However, policies can be different. We recommend that businesses review their policies and reach out to their insurance professionals with any questions.

    The Maryland Insurance Administration would like to reassure Maryland businesses that we are closely monitoring insurance issues related to COVID-19. Our core mission is making sure insurance companies treat customers fairly and follow the provisions in their policy and applicable state laws. We are monitoring relief activity efforts aimed at assisting individuals and businesses at the local, state and federal levels.  As information regarding relief programs becomes available, it will be posted on our website:  www.insurance.maryland.gov.

    About the Maryland Insurance Administration

    The Maryland Insurance Administration is an independent State agency charged with regulating Maryland’s $28.5 billion insurance industry. For more information about the Insurance Administration, please visit www.insurance.maryland.gov or follow us on Facebook at www.facebook.com/MDInsuranceAdmin, Twitter at @MD_Insurance, LinkedIn at www.linkedin.com/company/maryland-insurance-administration  or Instagram at @marylandinsuranceadmin.


  • March 17, 2020 2:14 PM | Rebekah Langford (Administrator)

    Our members are of the utmost importance to us at Big 'I' Maryland. We care deeply about you, your team, and your agency's success and wellbeing. Therefore amid ongoing developments and concerns about the Coronavirus (COVID-19), Big 'I' Maryland is closely monitoring the latest reports from the Centers for Disease Control (CDC) and Maryland Department of Health (MDH) and has taken a number of precautionary measures for the health and safety of our members, partners and staff. We want to share a few updates and ways we are here to serve you during this dynamic time to ensure safety and wellbeing remain a priority.

    During the next 45-days, where mass gatherings are being cancelled, prohibited and discouraged from in person attendance, Big 'I' Maryland will be practicing social distancing as advised by federal, state, and local government officials. This means we will be cancelling all in person gatherings but will be available to you via phone, email and website as we have always been.

    Keeping the health of our members, instructors, and Big 'I' Maryland staff at the forefront, and out of abundance caution, we have made the decision to postpone all in-person events scheduled during the next 45-days. This will affect all in-person classes, in-person events and exam retakes. The following structure will shape how we proceed, until further notice from the CDC, MDH and other federal, state and local government officials.

    • We will be cancelling the next 45 days of in-person classes, events and exam retakes, meaning everything outside of webinar courses being offered between today, March 16, 2020 through April 30, 2020 will be canceled. We are working to reschedule the events and courses canceled for later in the year.
    • For all classes scheduled within the 45-day period, you have the following options: you may request a full refund, you may request to have a credit placed on your account for the full amount of the class or you can request to be transferred to the rescheduled date for the class once made available. Please reach out to Kyrsten Langford at kyrsten@BIGIMD.com regarding your request.
    • We understand how important your CE requirements are, and we share your concern on how to maintain them during this period. Big 'I' Maryland offers a comprehensive library of online options through ABEN and WebCE. We welcome you to visit ABEN and WebCE for online course options. Furthermore, we are working to expand this offering in the weeks to come to offer you more options.
    • Our office has always had the capability to work remotely and during this time of uncertainty, we have initiated a work-from-home policy for the next 2-weeks. Rest assured, we are still able to serve you, and your agency needs remotely.

    While we may not be physically available, we are still able to serve you and available in the same manner we have always been. We greatly appreciate your understanding and know this decision was not one taken likely. We are available by phone at (410) 766-0600 during normal business hours and always available to help you 24/7 on www.BIGIMD.com

    Big ‘I’ Maryland Contact Information:

    Rebekah Langford


    Email: rebekah@BIGIMD.com

    Phone: 410-766-0600

    Kyrsten Langford

    Engagement Coordinator

    Email: kyrsten@BIGIMD.com

    Phone: 410-766-0600

    Take care of yourself and each other,

    The Big ‘I’ Maryland Team

  • February 11, 2020 1:39 PM | Rebekah Langford (Administrator)

    Glen Burnie, MD, February 10, 2020 – Big I Maryland is excited to announce an exclusive partnership with Wingman Insurance to offer cyber liability coverage to Big I Maryland member agencies. Additionally, Big I Maryland members will have the opportunity to provide cyber liability coverage to their commercial clients.

    Wingman offers cyber liability coverage through a fully admitted product brought to you by AXIS (rated A+ Excellent by A.M. Best). Wingman has streamlined the quoting process from sale to service. Writing business with Wingman can take as little as 60 seconds.

    Almost half of small businesses reported a data breach involving customer and employee information in the past year. Now is the time to protect your agency and offer that same protection to your commercial clients.

    Big I Maryland hopes that members take advantage of this new product to protect themselves, and their clients, from being the next business impacted by a cyber incident.

    For more information, visit www.BigIMD.com/cyber.

  • January 30, 2020 4:29 PM | Rebekah Langford (Administrator)

    The state's oldest insurance trade association launches a new brand.

    Glen Burnie, MD, January 31, 2020 - Today, the Independent Insurance Agents of Maryland became Big I Maryland.The move from IIAMD to the Big ‘I’, a brand used to identify the National Association for many years, is the logical move for Maryland. The name is respected and recognized. Maryland embraced the new name and looks forward to making it an everyday brand as they move the association forward. In an industry that is constantly changing, returning to our original brand confirms our dedication to our historical roots and also bears witness to our dedication to our membership.We are their Big ‘I’, here to assist in addressing the challenges facing our members today and in the future.

    Rebekah Langford, President of the Big I Maryland showed her pride and excitement over the new brand stating, “This begins a new era for the association and I look forward to working with our members as we re-focus and re-direct our place in the market, affirming that the Big I Maryland is the premiere insurance trade association in Maryland.”

    Maryland joins several other states including New York, New Jersey, Oklahoma and Kentucky, in the re-brand. The Big I Maryland’s strength has always been in their membership. Now facing the new decade, the new brand will be the Association’s foundation for our

    future as we work to meet the needs of those members.

    Incorporated in 1936, IIAMD (the Maryland Big “I”) is the state’s oldest and largest state association. The Big I Maryland is the State Association of the NationalBig I (Independent Insurance Agents and Brokers of American), founded in 1896 and is the nation’s oldest and largest national association of independent insurance agents and brokers, representing a network of more than 300,000 agents, brokers and their employees nationally. Its members are businesses that offer customers a choice of policies from a variety of insurance companies. Independent agents and brokers offer all lines of insurance—property, casualty, life, and health—as well as employee benefit plans and retirement products. Web address: www.BigIMD.com.

  • January 29, 2020 7:34 AM | Rebekah Langford (Administrator)

    Your insurance career is more than meets the eye! 

    Join us on January 30, 2020 by sharing a photo or video on your social media channels (Facebook, Instagram, LinkedIn & Twitter)  with the hashtags #DayInTheLife and #InsureMyCareer.

    The goal is to promote awareness for careers in the insurance industry, by highlighting how a single day in the life can be so drastically different from person to person. There is great diversity within our industry, and we want to show that off!

    Not sure what to share? If in any way it pertains to your work day on January 30th - almost anything goes!

    Here are a few ideas:

    • A meeting with a client (example: a selfie with your client) 
    • An office celebration (example: a coworker’s birthday cake) 
    • A personal item from your desk (example: a drawing your child made, your morning cup of coffee) 
    • A cool place you traveled to (example: a place of business you insure) 
    • Your routines (example: you start every morning by walking the dog before work) 
    • Your work culture (example: bagel and donut Fridays) 
    • Your education (example: earning CE and taking a webinar at your desk) 
    • A work or community / volunteer event (example: a community service activity)

2408 Peppermill Dr., Ste A

Glern Burnie, MD. 21061

Phone: 410.766.0600

Email: info@BigIMD.com


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